Low Credit Score May Hurt Car Insurance Rates, But Consumers Have Options (PRWeb via Yahoo! News)
A low credit score can affect a consumer's ability to get a home or car loan but also impacts other less-obvious areas of life, such as insurance rates. The good news is that there are ways for consumers to improve credit, clean up credit ratings and find willing lenders. MortgageCreditProblems.com is a top mortgage site offering resources for borrowers looking to make critical financial ......more...Color of Money Book Club (Washington Post)
Personal finance columnist Michelle Singletary hosts a discussion with author Lynnette Khalfani about her new book "Zero Debt for College Grads." ...more... New law will let consumers restrict access to credit info (Billings Gazette)
HELENA - Starting Sunday, Montanans will enjoy an extra layer of protection against identity theft when a law change allows residents to place a freeze on access to their credit reports for a small fee....more... Don't Refinance Your Home to Pay Off Credit Card Debt - There's a Better Way (The Bradford Era)
(ARA) - Ever received one of those offers in the mail that seems like the solution to all your problems? It may have said, "Your home is an untapped resource. Refinance your loan with us and you'll get quick cash to buy a car, fund college or pay off your credit card debt."...more... Banking officials have stepped up enforcement in wake of subprime meltdown (New Hampshire Union Leader)
With more than three dozen mortgage companies under scrutiny by the state Banking Department in the past six months alone, Banking Commissioner Peter Hildreth says it's time to require loan "originators" to be licensed....more... Debunking credit score myths (Bankrate.com via Yahoo! Finance)
FICO score insider Craig Watts shares secrets and myths about those three numerals that affect the rates you pay....more... |